Why shouldn’t I borrow to buy something that depreciates? To depreciate means that something goes down in value. Let’s say that you want to buy a airsoft gun for one hundred and eighty three dollars and ninety six cents. You probably don’t have the money so you go ask a friend to lend you some. You buy the gun then six months later you find out that it is now just ninety eight dollars. If you waited you could of saved a lot of money and you also have to pay back your friend. Same thing with a car. You ask your parents to lend you some money, but after a while you find out that the car is much cheaper than when you bought it. If a thing that you want to buy depreciates then you might as well wait a month or a few more and see what you want to buy is cheaper or not. Waiting can save you a lot of money so if you wait you can probably save a lot. Here’s a challenge, next time you want to buy something wait a month then see how much it is then.